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Get your funds in as little as 24 hours!

Competitive Rates

Say good bye to expensive rates and hidden fees. With Lightning Loans, you can use your loan to pay off payday loans, credit cards and more to get out of debt faster.

Flexible Payment Schedule

Get a loan that works for you. With small, fair and flexible installment payments designed for your individual needs, your loan will be easy to manage and pay down.

Lightning Fast Service

Speed and ease of use - that is what we strive for. Applying is fast and simple. You can apply from your home computer, or from your smart device, at your convenience.

What our customers are saying

Hundreds of thousands of Canadians trust our brands.


Step 1

Apply Online

Our secure application form is optimized for speed to make the application process as quick as possible. Your information is protected by SSL encryption and only the information required to connect you with a lender is collected.

Step 2

Get matched with a lender

After you submit your application, we use our proprietary technology to match you with the best possible lender available. In the blink of an eye, our system evaluates your application and securely matches your request with a licensed lender and a loan offer.

Step 3

Receive Funds

After your application is received by your lender, you will be contacted by a customer service representative. More information may be required before your loan is approved and your funds disbursed. Note you are under no obligation to accept your lender's offer.

How We Help

We have partnered with a variety of financial institutions hungry for your business. Our streamlined application process connects your application to the lender that can best match your needs. Get started today to see how much you can qualify for. Applying is free and there is no obligation.