Lightning Loans - Lightning Fast Loans

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Get your funds in as little as 24 hours!

Competitive Rates

Say good bye to expensive rates and hidden fees. With Lightning Loans, you can use your loan to pay off payday loans, credit cards and more to get out of debt faster.

Flexible Payment Schedule

Get a loan that works for you. With small, fair and flexible installment payments designed for your individual needs, your loan will be easy to manage and pay down.

Lightning Fast Service

Speed and ease of use - that is what we strive for. Applying is fast and simple. You can apply from your home computer, or from your smart device, at your convenience.

What our customers are saying

Hundreds of thousands of Canadians trust our brands.

Lightning Loans is a straightforward, no fuss, company. I filled out their application online during my lunch hour and received an email from one of their customer service representatives by the afternoon. The entire process was quick which is exactly what I needed. Would recommend them.

- Wayne from Manitoba

My favourite part about working with the people at Lightning Loans was that they were fast. I needed a loan right away and they were able to get me one. Just a couple of emails back and forth and in less than two days I had the money I needed. Couldn't be more happy with the experience.

- Ashley from Nova Scotia

Over the years I've worked with a lot of companies that simply can't provide what they promise, Lightning Loans is not one of those companies. They got me set up with the money I needed right away, which is exactly what I wanted.

- Rob from Ontario

HOW IT WORKS

Step 1

Apply Online

Our secure application form is optimized for speed to make the application process as quick as possible. Your information is protected by SSL encryption and only the information required to connect you with a lender is collected.

Step 2

Get matched with a lender

After you submit your application, we use our proprietary technology to match you with the best possible lender available. In the blink of an eye, our system evaluates your application and securely matches your request with a licensed lender and a loan offer.

Step 3

Receive Funds

After your application is received by your lender, you will be contacted by a customer service representative. More information may be required before your loan is approved and your funds disbursed. Note you are under no obligation to accept your lender's offer.

How We Help

We have partnered with a variety of financial institutions hungry for your business. Our streamlined application process connects your application to the lender that can best match your needs. Get started today to see how much you can qualify for. Applying is free and there is no obligation.

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YOUR APPLICATION

1801-1 Yonge Street, Toronto, ON. M5E 1W7
Toll-Free: 1-877-995-6269 | Fax: 1-877-995-6269 | Email: info@loanscanada.ca

Disclaimer: All loans are subject to credit and underwriting approval. Lightning Loans is a Loans Canada brand. Loans Canada is a lead referral network and may be remunerated for its referrals. Loans range from $500-$15,000 with terms from 4 months to 60 Months. APRs range from 29.99% to 55% and will depend on our partner's assessment of your credit profile. For example, on a $500 loan paid monthly over 9 months, a person will pay $81.15 per month for a total of $730.35 over the course of the entire loan period. This amount includes our partner's optional loan protection policy. In the event of a missed payment an insufficient funds fee of around 45$ may be charged (dependent on the lender). In the case of a default on your loan your payment plan will be terminated and different collection methods will be employed to collect your remaining balance. Outstanding debts will be pursued to the full extent of the law. Our lenders employ fair collection practice